TERMS AND AGREEMENT 

THIS DOCUMENT CONTAINS IMPORTANT INFORMATION REGARDING YOUR RIGHTS, OBLIGATIONS, CONDITIONS, LIMITATIONS, AND EXCLUSIONS THAT MAY APPLY TO YOU.

Women of Financial Services, LLC, dba Women of Insurance and/or WOI (hereinafter referred to as “Women of Insurance”, “WOI”, We”, “Us” or “Our”) stand behind all of our products and services. Your satisfaction is very important to us. All purchases made from us are covered by the following policies and terms.

GENERAL

Special Offers and Coupons cannot be used in conjunction with each other unless otherwise stated. Coupons are only valid during the advertised promotion period. We reserve the right to increase, decrease or change prices, products, services without notice.

NO GUARANTEE OF RESULTS 

It is impossible to provide any promise or guarantee about any potential outcomes related to your success with our products and services. Women of Insurance makes no assurances, warranties, guarantees, or representations with respect to any product or service. Results will vary.

REFUND POLICY

Products, Services, Virtual Events, Live Events

All orders of products, services, and events are non-refundable. We do not require contracts for advertising and can cancel within 48 business hours upon your request via email with no additional charges. We do not require contracts for memberships and can cancel within 48 business hours upon your request via email. Event ticket payment plans can be canceled within 48 business hours with no further obligation upon your request via email. We may apply credit towards a future virtual or live event should you become unable to attend an event for which you have purchased a ticket. We may also allow resell of event tickets depending on date, total paid, and remaining balance. Be sure to check ticket resale laws in your state if applicable.

LIVE EVENTS

Access and Requirements 

Upon entry, you must present your own valid Ticket, which is delivered via email at time of purchase. Be sure to save the email confirmation, as it will serve as your proof of purchase for access to our event. Please notify woi@womenofinsurance.org immediately upon purchase should you be unable to locate your ticket confirmation.  You will need your ticket to enter our event. One Ticket is required per attendee and will only be valid on the day(s) of the Event and for the Access Level indicated on the Ticket.

You must provide valid identification along with your event ticket to enter our event. Failure to provide valid identification will prevent you from entering our Event, and you will not be entitled to a refund. The following original forms of identification are ACCEPTABLE, and your name must appear on the Ticket exactly how it appears on your identification.

• Government-Issued Passport with Photo;
• Government Driver’s License with Photo (U.S. or Canada);
• Military Identification Card with Photo; or
• Government-Issued Identification Card with Photo.

No other forms of identification will be accepted. If, for any reason, you are unable to attend an event 60 days prior to the event, you may request a credit for a future live event. If you do not attend the event and request a credit AFTER the date of the event, you will be denied credit for a future event. All requests for future credit must be made via email at least 14 days prior to the date of the event. In accordance with all federal and state laws, we reserve the right to deny access or refuse entry to any live event if we deem it in the best interest for the safety of the public, the speakers, employees, and/or participants. Your ticket purchase will come with a badge that allows you access in accordance with the level of ticket you purchased. All attendees must be wearing their badge during the Event to identify their ticket level. Please ensure that your badge is with you and on your person at all times during the Event for which it was purchased. If your event ticket includes accommodations, WOI will only cover the event day(s) specified. You will be responsible to place a valid credit card on file upon check-in to cover any additional days, taxes, resort fees, and/or security deposit if required by the hotel/resort. WOI cannot guarantee a specific room type. WOI makes no guarantee of venue or changes in conference details. Please contact the hotel/resort directly for special requests or room upgrades. If any live event is postponed due to a temporary unexpected event that arises without the fault of the Company, then any tickets purchased for that particular event will automatically be rolled over to the next available date for that event.

ATTENDEE EXPECTATIONS

We reserve the right to refuse admission to or remove any person whose conduct we deem is disorderly, disruptive, or not in keeping with the purpose of the event. This includes but is not limited to anyone who uses profane, vulgar or abusive language, who fails to comply with the venue’s rules or policies, or violates any of the Companies’ Terms of Use or Terms of Sale. In any such event, you shall not be eligible for, and we shall not be obligated to issue you, a refund for any such purchase, and we shall not be liable for any incidental or consequential expenses incurred by you.

ACKNOWLEDGEMENT

By purchasing a ticket to attend any of our events, you acknowledge and agree to be bound by the terms and conditions set forth above. If you do not agree to these Policies, please do not enter into any transaction with us.  

MEDIA RELEASE

You agree that the event for which you purchase tickets is a public event, that your appearance and actions inside and outside the venue where the event occurs are public in nature, and that you have no expectation of privacy with regard to your actions or conduct at the event. You grant permission to us, the venue, and our partners, including but not limited to our brand and media partners, to utilize your name, image, acts, poses, appearance, movements, and statements in any live or recorded audio, video, or photographic display or other transmission, exhibition, publication or reproduction made of or at the event for any purpose, in any manner, in any medium or context now known or hereafter developed, without further authorization from, or compensation to, you or anyone acting on your behalf. The purchase of any live event ticket is made with the understanding that it also contains a WAIVER AND RELEASE and that you understand and agree that all photos and videos will become the property of Women of Insurance and that no royalties or other compensation will be provided.

Non-Refundable. All Exhibit Space Agreement payments are non-refundable. WOI conference makes no guarantee of venue or changes in conference details. If the exhibitor cancels the lease, no refund will be made.

Non-Refundable. Except if specifically set forth in this Agreement, all payments for WOI Anniversary Conference and Vendor Space and all Orders are non-refundable.

No Refunds. Payments referred to herein shall not be refundable under any circumstances, including but not limited to the termination of this Agreement for whatever reason.